Bridge Loan Guidelines

Securing the right investment property in a competitive market often comes down to acting fast and closing quickly. Don’t let a slow approval process from another lender cost you the deal. Golden Feather Investments understands that timing is everything that’s why we’ve designed our Bridge Loan program to help you move with speed and confidence.

A Bridge Loan provides short-term financing for investors looking to purchase or refinance a property based on its current value. This loan does not include funds for renovations, repairs, or construction. If you need additional capital for improvements, a Fix & Flip or New Construction loan may be a better fit.

Bridge Loans are available for non-owner-occupied investment properties, including:

  • Single-Family Homes (1–4 Units)

  • Townhomes

  • Condos

  • Multi-Family Properties (5+ Units)

  • Mixed-Use Properties

  • Small Balance Commercial Properties

Bridge Loan Requirements:

  • An established business entity (typically an LLC)

  • A clear exit strategy (how the loan will be repaid)

FAQs

What is the maximum Loan-to-Value (LTV)?
We offer up to 80% LTV for acquisitions and up to 75% LTV for refinances.

Is there a credit score requirement?
We review applications regardless of credit score, though a minimum score of 620 is generally preferred.

What is the loan term?
Terms range from 3 to 24 months.

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