Hard Money Lending

MERA Private Funding is a private money and hard money lending company specializing in fast, flexible financing solutions for real estate investors, business owners, homeowners, and developers.

We provide customized capital for residential and commercial real estate, including bridge loans, fix-and-flip financing, construction loans, equity-based lending, and specialty financing for complex or time-sensitive situations. Our lending solutions are designed for transactions that may not fit traditional bank guidelines, with an emphasis on the property, the opportunity, and the overall strength of the transaction.

From acquisitions and renovations to refinancing, construction, and foreclosure or default solutions, MERA Private Funding works to structure financing around each client's unique needs.

Our goal is simple: provide flexible capital, creative solutions, and an efficient path from application to funding.

MERA Private Funding is a Golden Feather Investments company, combining private lending expertise with the resources and experience of a full-service real estate organization.

Hard Money Lending 

MERA Private Funding
Owned & Operated by Alexis Allende

✓ Bridge Loans
✓ Residential & Commercial Financing
✓ Fix & Flip Capital
✓ Construction Loans
✓ Foreclosure Relief Options
✓ Loans for Homeowners in Default
✓ Probate & Trust Property Financing
✓ Equity-Based Lending Programs

My Focus

I am a Private Money and Business Lender with national and international reach, specializing in strategic financing for real estate, business ventures, and investment opportunities. As Owner of MERA Private funding and Co-Owner of Golden Feather Investments, Inc., we provide access to over $100M in available capital, enabling us to fund transactions quickly, efficiently, and with flexible structures tailored to each project.

Born and raised in Los Angeles, I combine strong local market insight with experience across key U.S. markets and select international opportunities. My focus is on structuring and closing a diverse range of transactions, including commercial financing, ground-up construction, development projects, investment properties, and complex lending scenarios that often require creative solutions.

Recognized as a Top Lender for three consecutive years, most recently in 2025, I am committed to delivering financing strategies designed to support long-term growth and successful outcomes for investors, developers, and entrepreneurs.

  • Private money loans are ideal for borrowers who need fast, flexible financing that banks can’t provide. This includes business owners, real estate investors, and homeowners facing foreclosure. Whether you’re self-employed using a P&L program, purchasing an investment property, or need a foreclosure bailout, we structure loans around your situation—not strict bank guidelines.

  • No. We specialize in programs designed for self-employed borrowers and business owners who may not show all their income on tax returns. Instead, we can qualify you using profit & loss statements, bank statements, or other alternative documentation—making it much easier to get approved.

  • No, you do not. We have private money loans for first time investors that require 20% down with 100% of the rehab covered. Credit is not a key factor in your qualification. However, your score does depict your interest rate. With a combination of our off market properties and our private money loans, you can become a seasoned investor in no time.